Fin15 supports you to find insurance that’s right for you. We work together to find out what works best under your personal circumstances. In some cases, we can use your Superannuation to help you fund quality Insurance that saves you money over the long term. Contact us to see how.

What is personal risk insurance?

Personal Risk Insurance provides you with a financial benefit if unfortunate events were to happen to you. It aims to protect you and your loved ones in areas such as
  • Life: Your family may claim this in the event of your death.
  • Total and Permanent Disability (TPD): May be claimed in the case of you becoming totally and permanently disabled.
  • Trauma: May cover you in the event of suffering a critical illness such as loss of limbs, cancer, stroke, Alzheimer’s among others.
  • Income Protection: The insurance provider requires you to be working at the time of the claim. If you are unable to continue working due to sickness or injury, they may provide you with a monthly income of up to 75% of your wage.
At Fin15 we understand the fine print in Insurance’s Terms and Conditions. We make sure not only the amount of cover is looked at but that essential features are prioritised. Frequently, people believe that their fully covered through their Superannuation Insurance. More often than not, these insurances are not personalised to their needs and may sometimes make them ineligible to claim supposed benefits. Fin15 focuses on what is right for you. We take into account long term costs and insurance strategies. Our specialists know how to minimise your out-of-pocket expenses and work with you to create a tailored cover.